How to Get Loan Without Salary Slip | बिना सैलरी स्लिप लोन कैसे लें?

How to Take a Loan From a Bank Without a Salary Slip?

Loan without salary slip: You must have heard many times about big people who have taken loans from the bank for such work. He also got loan easily from the bank on the basis of his job. On the basis of which they can buy their house, car, and land. But what about those people who either do not have a job or do not have such a job on the basis of which they can take a loan from the bank?

So if you are also willing to take a loan from a bank or through an online medium but do not have a salary slip. Because of this, you are repeatedly denied the loan, then read this article of ours till the end. In this article, we will tell you how to take a loan without a salary slip.

What is Loan?

How to take a loan without a salary slip? Before we give you information about this, let us tell you once what is a loan. Also, why is it taken? The loan is actually a type of loan. Which is given through a bank or online application. To give a loan something or other documents are asked from us as a guarantee. Like our salary slip or whatever land we have. If we have any business then its GST Slip is sought. So that they can be sure that you will return this loan again on time.

In today’s time, many mediums have been opened to take loans. In which the name of the bank comes first. After this, online loans started being given by the bank itself. If we talk about today’s time, then today many applications have come in the market. Which gives you loan only through online mediums. You do not need to go anywhere inside it.

Ways to Get a Loan

How to take loan without salary slip? There are two ways in total. The first way is that you go to any bank near you where you have an account. Whereas the second way is to take an online loan with the help of an online application. But if you have to take a large amount of loan, then the bank is the best option.

How to Take a Loan from a Bank?

If you want to know how to take a loan without a salary slip? So for this, let us first tell you that if you do not have any kind of job, then it is necessary that you have gold or FD or some kind of land. Which you can give as a guarantee to the bank in a way.

The bank will decide the value of whatever you have, and after that, The Bank will tell you how many lakhs you can take a loan on these things. Just then you get the documents of those things deposited in the bank. After this, the entire loan amount will be transferred to your bank account.

Another way

Apart from this, you can easily take a bank loan even if you do not have any of the two things mentioned above. The method for this is that from time to time such schemes are run by the state and central government. Such people who want to build their house, want to start some work, want to do some big studies. So loans are given to them at affordable rates as well as without any guarantee.

You can get information about such schemes from the bank. After this, you can apply for the loan by going to the bank with all the documents. However, let us clarify one more thing here if you are sitting with the intention of getting several lakh loans in this way, then it is not possible. In this way, you can get a maximum loan of up to one lakh rupees only.

How to Take a Loan Online?

Let us now give you information that how to take a loan without a salary slip online. For this, we are going to tell you the names of some applications. With their help, you can avail online loans from the comfort of your home with just your Aadhaar card and PAN card.

mPokket Loan Application

  • This application is specially made for students. That’s why here you are given a loan of only 500 to 10 thousand. In which you are not asked for any kind of salary slip.
  • If you also want to take a loan in a small account, then first of all go to your phone’s Play Store and download the mPokket Application. After that install it on your phone.
  • After this, first of all you have to submit your mobile number and click on Agree and then you will have to create a password which will be asked from you when you will come again on this application.
  • After this, you will have to choose the amount of your loan as well as the tenure for which you want to take the loan.
  • Now you have to create your profile. In which you will have to give your Aadhaar card, PAN card, and information related to your residence. Also, if you study in a college, then information related to it will also have to be shared. Apart from this, you have to upload a Selfie and Video of yours.
  • At last you have to share this application with any 1 friend. Along with this, all the information related to your bank account will have to be given.
  • As soon as you complete all the things, you will have to wait for 6 to 12 hours. During this, you will get a call from Mpokket. Maybe some questions will be asked from his representative. Then you have to answer those questions correctly. If they find everything right then your loan will be approved.
  • After this, you can go to the application and transfer it to your bank account. 

Loaney Loan Application

  • First of all, you have to download loaney application by going to your phone’s play store. After that, it has to be installed. After this, you can take a loan from this application from Rs 200 to Rs 20 thousand.
  • After this, as soon as you open the application, you will have to choose your loan amount on the very first page. After this, it will be written in front of you. On this, how much interest and how much processing fee will you have to pay.
  • After choosing the loan amount, you will need to provide information about yourself. In which your name, address and information related to Aadhaar card and PAN card will have to be filled.
  • After this you will have to get your Selfie and documents verified.
  • Finally when all your process is completed then you will be called by the company and all your information will be seen. After this your loan will be approved.

Things to Keep in Mind

  • If you take a loan with the help of online application, then your interest rates can be close to 30 percent. Which will largely depend on your Cibil Score.
  • If you take an online loan, then it is necessary that your Aadhaar card and PAN card are linked to the mobile number. Because OTP will be sent to these numbers for verification.
  • If you have already taken a loan from somewhere and have not yet repaid it, you cannot take another loan online until you have repaid it.
  • You are never sent any kind of phone call or email from these applications without applying. Therefore, if someone offers you to take a loan, then it is completely fake.
  • If you apply for a loan either online or offline, then you must read the terms and conditions given by them carefully. Because sometimes you remain unaware of some important condition here.

Disclaimer

All the methods of taking A loan have been thoroughly checked by the InfoLogs team. But if still you are not given the loan due to any reason, then ‘Info Logs’ does not take any responsibility for it.

Conclusion

Hope you have now understood how to take a loan without a salary slip. After knowing this, if you want, take a loan from the bank or you can take a loan with the help of an online application. Both mediums are absolutely safe and reliable. If you liked this article of ours, then do share it with your friends as well. Also, if you have any questions or suggestions related to this article, then definitely write in the comment box below.

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